With the multitude of delivery channels available to customers today it is imperative for a bank, if they wish to remain competitive, to make maximum use of the entire communications medium available to them. Not only is this to cater for the demands of their existing customers but also to minimize the risk of losing them to aggressive competitors. The rapid growth of the Internet has made Internet Banking a key component of any bank-customer liaison system in the modern world. The need to provide a common customer delivery channel is of utmost importance to banks looking to provide a tailored and efficient service, irrespective of the core system they are using to run the bank. The successful implementation of an Internet Banking solution can aid the bank in terms of new business and customer retention. It can also increase profitability by reducing the bank’s core processing costs and improving customer service and loyalty. However, to be successful, any solution must be quick and cost effective to implement, adaptive to change and, above all, easy to use for the customer.
Your bank can extend its products and promote its services to where they are needed the most i.e. to your customer’s desktops, empowering them to be more productive and better informed during their own working day.
By providing a single interface to the customer, irrespective of the source of the data, online banking provides your customers with a comprehensive range of services enabling them to manage their finances and businesses in a much more efficient and proactive manner.
User-specific mandates, multiple signatures and signing levels, and many other features are available as standard. Because it’s module in nature and hosted in the GIFTS platform, customers can optimize their implementation path – reducing both cost and time to market.
The parameter driven nature of our core banking software ensures flexibility and means it can be easily configured to work in a multitude of ways both now and in the future without reprogramming. An easy-to-use system with a high level of user acceptance resulting in increased efficiency in a very short period after deployment. Our single product policy offers free regular updates and upgrades, all within the safety our testing and staging environments. This, coupled with the efficiency, security and compliance of our cloud hosted model ensures that GIFTS is more than just a vendor, but a trusted partner in your long term growth and success.
GIFTS is comprised of Core Banking, Retail Internet Banking, Anti-Money Laundering, Payment Processing, Merchant Acquisition, Card Issuing, and Mobile Payments solutions. As such, GIFTS delivers a comprehensive suite of banking applications for financial institutions of all sizes.